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Should repo men carry concealed firearms?

We devote all our resources to getting the best possible result. today to start your FREE case evaluation. When times get tough, you may be hard-pressed to make mortgage or car payments. There is no set of months that you have to be behind on payments before they can try to repossess the vehicle.


In Northern Kentucky, the average of days a car owner is late prior to repossession of the vehicle tends to be sixty-nine, but that is not a law. Many creditors, especially buy-here, pay-here lots, tend to attempt repossession immediately after the first payment is missed. In fact, many creditors make their living by repossessing a vehicle as soon as possible, then selling the vehicle to a new person, over and over again.

First, be pro-active.

If you call your creditor ahead of time and explain the situation, some of them will allow you a payment modification plan so you can catch up a missed payment or avoid getting behind altogether. This is especially true if you have good credit or a good payment history with that creditor. Be aware that the creditor will want to know the reason you are late.


If it is a one-time issue, they will be more likely to hold off on repossessing your vehicle than if you have a more long term issue, such as loss of a job. If the creditor has already called the repo man, you can still buy time to catch up payments on the car. First, make sure your car is parked inside a garage somewhere.


In Northern Kentucky, the repo man is not allowed to illegally enter a building to legally repossess a car. Park it down the street and walk a bit. Finally, park with your plate facing the wall. All of these steps are very temporary fixes. Eventually the creditor will file papers in court to force you to turn over the car, and violating a court order to turn the vehicle over will result in accusations of theft.

A Northern Kentucky bankruptcy lawyer can help you file a bankruptcy to protect the vehicle and other property. You can keep your car in a bankruptcy, even if you are behind on payments.


Northern Kentucky bankruptcy attorneys can create of new payment plan with a creditor that they are forced to accept. The main benefit of bankruptcy, moreso than any other option, is that your car lender will no longer dictate the terms of payment.

Instead, you will. Filing bankruptcy is often vilified by creditors, because in a bankruptcy you take the reins of your financial future and get a fresh start.


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A man was injured when a piece of construction equipment collided with his vehicle and crushed him. A man was working on a motor vehicle when a truck struck the vehicle.


The man was pinned between the two vehicles, and his hips and legs were broken. A man was changing a tire on an Ohio road when he was negligently struck by another vehicle, resulting in life threatening injuries. A man developed a rare nerve condition due to his employment, which made it impossible for him to use one arm. A barge worker Jones Act Seaman was climbing down a ladder from an empty to a loaded barge when the improperly secured ladder collapsed.

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I send out a big thank-you to his staff also. Lawrence and his firm assisted me with some probate court issues and he had all the legal documents in order for my court date. He represented me in And soon after that he Working Hard for the Working Class We devote all our resources to getting the best possible result. Contact Your Creditor First, be pro-active.